Does travel insurance cover you for existing medical conditions?

What does medical travel insurance cover? Medical Travel Insurance provides cover tailored to your trip, including cover for your existing medical conditions. Travelling with medical conditions carries more risk than that of a person who has no medical conditions.

What conditions cover travel insurance?

Most travel insurance plans cover medical emergencies, trip cancellation, trip interruption, delays, medical evacuation, and lost, damaged, or stolen luggage.

What medical conditions are not covered by insurance?

Insurers maintained lists of health conditions for which applicants would routinely be denied coverage. Declinable conditions included AIDS/HIV, congestive heart failure, diabetes, epilepsy, severe obesity, pregnancy, and severe mental disorders.

Do I have to declare medical conditions on travel insurance?

You’ll need to declare all existing medical conditions when buying travel insurance. If you’re not sure whether to declare, it’s important not to assume it’s covered. Always ask your insurance provider, otherwise you risk any claim you need to make being rejected.

Does travel insurance cover medical expenses overseas?

Medical Expense Coverage will cover you for accidents and emergency medical and dental care when you travel abroad. Even if you are covered for basic emergency care overseas (again, a big IF), your current health insurance provider will almost certainly NOT pay to evacuate you and repatriate you back to the U.S.

Is anxiety a pre-existing condition for travel insurance?

Any diagnosed medical condition, being physical or psychological (such as personality disorders, anxiety or depression), will need to be declared on the policy to ensure that you are fully covered when you travel.

Is high blood pressure a pre-existing condition for travel insurance?

High blood pressure is considered to be a ‘pre-existing medical condition’ by insurers. That means it’s an important fact that will directly affect the kind of policy you need, and the chances of you claiming are going to be higher.

What is the best travel insurance for over 70 with medical conditions?

AllClear offers tailored, comprehensive Travel Insurance for over 70’s. We cover all pre-existing medical conditions and include Superior Covid cover in all our policies. Our 5-star policies will give you peace of mind, so you can relax and enjoy your holiday.