Helpful guidelines

What is a CPN line?

What is a CPN line?

But is it? A CPN, or credit privacy number, is a nine-digit number that’s formatted just like a Social Security number (SSN). It may also be called a credit profile number or credit protection number. Companies that sell CPNs to consumers market them as a way to hide a bad credit history or bankruptcy.

Are CPN Numbers illegal?

CPN schemes are illegal. Those who purchase a CPN and use it to establish a clean credit file are committing several crimes, including identity theft and making false statements on a loan or credit application.

What is a CPN and is it legal?

A credit privacy number (CPN) is a nine-digit number set up in the same format as a Social Security number: XXX-XX-XXXX. CPNs aren’t issued by the federal government and have no official legal standing.

How do I get a CPN?

How to Obtain a Credit Privacy Number

  1. Determine your need for a CPN.
  2. Contact an attorney.
  3. Instruct your attorney to file a request with the federal government’s social security office.
  4. Wait.
  5. Use the CPN only when necessary.

Are tradelines safe?

Experian warns that buying tradelines could put you in danger of committing bank fraud. If you pay money to piggyback on a stranger’s credit card and then misrepresent your true creditworthiness to a lender when you borrow money, it could be a problem — especially if you later default on the loan.

What is a CPN number used for?

Credit Profile Number (CPN/SCN) A C.P.N. (Credit Privacy Number) is a private number that can help you re-establish credit. It is a 9 digit number that is fully tri-merged with the Social Security Administration. You need a new address, email address and telephone number.

What is a CPN friendly tradeline?

CPN Friendly Tradelines We offer a series of CPN Tradeline Packages that will help you achieve goals like purchasing a vehicle, opening bank accounts, utility bill accounts, cell phone accounts, renting a home, obtaining credit cards, and other types of non-government loans. Great for home rentals, bank accounts, cell phone account, utility bills.

What is a credit privacy number (CPN)?

(Credit Privacy Number) is a private number that can help you re-establish credit. It is a 9 digit number that is fully tri-merged with the Social Security Administration. You need a new address, email address and telephone number. It’s like having a whole new credit profile and starting over with zero credit and history.

What is a SCN or CPN number?

What Is A SCN or CPN? A secondary credit number (SCN) is a nine-digit number that has the exact same genetic makeup of a Social Security Number. A CPN Number (Credit Privacy Number) / SCN Number (Secondary Credit Number) is a unique nine digit identification number that can be used to report financial information to all three credit bureaus.