Helpful guidelines

What are ultra small branches?

What are ultra small branches?

Ultra Small Branch is a new concept where a Business correspondent/Customer Service Points (BC/CSP) operates with their infra-structures including laptop accessing internet based site or through mobile software along with photograph and finger print bio-metric devices etc.

What is a Roca rating?

The ROCA rating system assesses risk management, operational controls, compliance, and asset quality. Each component is assigned a number grade, from 1 to 5, with 1 considered the least supervisory concern and 5 the greatest.

What are mini branches?

A mini-branch, also known as a convenience branch, is a special type of bank branch that offers only a limited range of services to its customers. Mini-branches are usually smaller than conventional branch locations, and they are often located in grocery or discount stores.

In which year RBI issued new guidelines on Crar norms?

RBI introduced a minimum CRAR of 8% in 1992, for the commercial banks based on the recommendations of the Committee on Financial Sector Reforms (Narsimham Committee I), in a phased manner….Master Circulars.

Sl.No. Subject.
4 Capital Adequacy Norms
5 Capital to Risk Asset Ratio (CRAR)
6 Capital Funds
7 Capital for Market Risk

What is the difference between the OCC and the Federal Reserve?

Most national banks must be members of the Federal Reserve System; however, they are regulated by the Office of the Comptroller of the Currency (OCC). The Federal Reserve supervises and regulates many large banking institutions because it is the federal regulator for bank holding companies (BHCs).

How can I get SBI franchise?

You can apply for the ATM Franchise online by visiting the official websites of all the companies. A report of revealed that you get Rs 8 on every cash transaction and Rs 2 on non-cash transactions. The return on investment ranges from 33-50% on an annual basis.

How is Crar calculated?

Calculating CAR The capital adequacy ratio is calculated by dividing a bank’s capital by its risk-weighted assets. The capital used to calculate the capital adequacy ratio is divided into two tiers.

What is Regulation K?

According to the Board of Governors of the Federal Reserve System, Regulation K governs “the international banking operations of U.S. banking organizations and operations of foreign banks in the United States.” This includes procedures for U.S. banks to establish foreign branches as well as investing in foreign …